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Old 10-25-2016, 04:03 AM   #1
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Join Date: Oct 2016
Location: Lancaster
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New York
Insurance

Do I need collision insurance on my trailer? Im done for the season so I canceled it for the winter, but do I need to start it back up in the spring or is that only for motorhomes? I always carry comp and I am financed.
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Old 10-25-2016, 10:08 AM   #2
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See what your loan carrier says? When we financed we always had full coverage on ours. When they got old and ragged, not so much.

Aaron
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Old 10-25-2016, 11:05 AM   #3
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While I keep full coverage on my Voltage all the time, every other trailer I've had, including carrier and boat (just trailer) were always covered under the towed vehicle. If you're not moving it, I don't see why you'd need collision. What is there to collide with? On the other hand, how much is the coverage? May be a piece of mind issue just to have it. Aaron makes a good point about checking with your loan provider.
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